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Showing posts from December, 2012

6 Simple Ways to Save Money at Home

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  With the economy being what it is, people are more conscious about their expenses. The last thing you want to be doing is spending money on things that are not essential. There are simple ways to save money at home, which can cut down your bills significantly. Use energy-efficient appliances If possible, buy energy-efficient appliances such as washing machines and dryers that have lower water and energy consumption levels. These will help save energy and thus money over time because they consume less electricity than their non-efficient counterparts do. Consider replacing your old refrigerator with an energy-efficient refrigerator. You may not be aware of the fact that your fridge is one of the biggest consumers of power in your home. An inefficient refrigerator can use up to 300 kWh per year, which is more than 10% of the total household energy bill. So, it is important to get an efficient one that uses less electricity and saves you money on your electricity bill. Use en

A joyous and prosperous 2013 to one and all!

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Days pass so swiftly and now we’re on the tail end of 2012. Notepad Corner is already running on its third year come 2013 and as 2012 closes its doors to give way for a new year ahead, I would like to thank you – my readers for your continued support. Rest assured, this blog will constantly provide interesting and worthy topics and articles for you to read on.

Yuletide fever, perfect moment for family affairs

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The jubilation of Christmas is felt everywhere as most families greet the season with festive atmosphere.   The Yuletide fever as my youngest son called it, is a perfect moment for family affairs. It is the most special time of the year for unique family bonding. School break for two long weeks for the kids to enjoy best the holidays can give us more time to schedule fun activities for the whole family.   Attending family reunions, watching movies, strolling and wandering in parks and places with Christmas activities for entertainment and leisure or a week vacation such as an out of town trip to unwind and relax are just among the recreational activities families take pleasure in during this season.

Watching your budget while studying

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photo credits:  freedigitalphotos.net Living on a student budget can be stressful so it’s wise to do some financial planning prior to starting a college or university course, whether or not this will be undertaken close to home or abroad.  A financial plan does not have to be sophisticated but it does need to be honest about everyday expenditure, and it’s a good idea to build in a few ways in which income can be stretched a little more.  Here are some basic tips for watching your budget while studying. Creating a budget Begin with an honest analysis of typical monthly expenditure.  Track every single item on a spreadsheet, or in a notebook or smartphone app.  From the total available to spend, first set aside funds for the major bills – tuition fees, books, accommodation costs, meal tickets, etc.  If there are large amounts to be spent once or twice per year – for example, on travel if studying abroad – make sure to include these.  What money is left after these entries rep

Study Options For College Graduates

After students graduate from college, they must decide what to do with their lives. There are often three options: find a job, take post graduate courses or travel abroad. Depending upon your budget, the economy and your stress levels, you may choose one of these three options as the next stage in life. Let’s take a look how these options can be incorporated and integrated into our lives as learning opportunities: Enrol in Postgraduate Courses Many college graduates want to immediately enrol into postgraduate courses. Some people may choose to get their Masters in Business Administration (MBA), Masters of Science (MS) or Masters of Education (MEd) immediately after finishing a bachelor’s degree. Going to school to be a doctor is another option. To enrol in these programs, college graduates must usually show their proficiency by taking a MCAT test to prove their ability to perform at a certain level. You can find MCAT practice tests online to help you study for this important

Condominiums, the modern-day city domiciles

Gone are the days where you can see many beautiful houses in the metropolis. As the city is increasingly congested with population and limited space, condominiums and townhouses emerge as a very attractive proposition in choosing an urban contemporary home. Only private subdivisions in town are now selling the traditional house and lot. If you want to purchase a reasonably priced conventional home, start scouting for it out of town. As observed, more big houses in the city are being converted to business establishments; mostly are turned   into a specialized bistro while others set up boutiques and bazaars. Most families these days find buying a high rise home practically wise due to the following reasons: Location and Proximity. It is much comfortable to live close to a key destination such as your children’s school, place of work or office , supermarket and hospitals.

Home Organizational Tips that will Save You Money

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Cleaning and organizing the home can be a daunting task when you have a busy life and a family to take care of. Yet when you can't readily find objects in your home, it can cost you money to needlessly replace them. Taking the time to get organized will save you time and money in the long run, which is why an annual spring cleaning can be so beneficial. The following are a few ways to organize your home to make life easier, and save a few dollars in the process! Sort Mail One of the biggest sources of clutter is the mail that comes in every single day. Create a centralized area to hold your incoming mail, where it can be easily sorted each day. Use a filing system to store important documents, and recycle the rest. You can not only reduce clutter but save money by switching to online bank statements and bills, as many utility companies will give you a discount for online payments. This will also ensure that you pay all bills on time, helping you avoid late fees. Create a

Advantages Of Having A Carpeted Flooring

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Have you noticed that when you step inside a luxurious hotel or function room, flooring most of the time are carpeted? Isn’t it an indication of fabulous and expensive place? Probably it is, because by merely walking on it, you can already feel the comfort that soothes your tired and cold feet. Carpets aside from its beautifying purpose also trap 50% of dust in the air, thus, preventing it from being inhaled. However, do not just let your carpet stay on the floor without cleaning it on a regular basis. Dusts will accumulate tremendously over a week’s time and carpet could become your worst allergen. It is strongly advised to undergo regular carpet cleaning to maintain its beauty and protective property.

Things that make us merry throughout Christmas Season

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Time flies swiftly and we’ve come to the tail end of 2012. The last month of the year - December is the period when we celebrate Christmas season. It is the time of the year where every place is filled with a joyful spirit whether at home, office, school, entertainment or shopping facilities. There are a lot of things that make us merry throughout the Christmas season and these are: Happy moods created by yuletide decorations like colorful Christmas lanterns, beautifully decorated Christmas trees, Christmas lights overflowing in malls and major city streets and more.

Questions You Should Be Asking Your Wedding Planner

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photo credits: freedigitalphotos.net Planning a wedding is an overwhelming task, so it’s wise to get a helping hand. Hiring a wedding planner will mean that you can relax in the run up to your wedding day, and get the ideal amount of beauty sleep. Knowing that you have a professional on-hand can give you peace of mind; especially if this is your first time walking down the aisle. But before you rush to your nearest wedding planner and beg them to help you with your big day, it’s worthwhile to ask them the following questions to assess if they’re the right expert for you: How Do You Approach Communication With Your Clients? Your wedding planner is going to become your new pal. There’ll need to be a lot of communication between you and your nuptial professional, so find out just how you’ll be able to contact him or her. Will you work together through email, phone, or meetings? You may want to be able to get in touch with your wedding planner at all sorts of hours, es

Divorced and Looking for Financial Advice?

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Divorce is never easy or straightforward and one of the most complicated issues is often the financial arrangements that have to be made. photo credits: freedigitalphotos.net Getting divorced is likely to be a stressful and emotional time so it's important to get an expert to give you honest and independent advice. Ideally, you will be able to sort out the financial settlement without going to court, which can be expensive as well as adding to the stress of the divorce. It is also likely to lead to more acrimony.

The Evolution of an Online Store Counterpart

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As technology continues its quest to innovate things, it realizes the creation of another world called the online community. Over time, people were able to take part of it by having their social networking accounts and slowly building their online reputation. The online community now becomes a new haven for the business minded individuals. This became a new market and in order to reach as much clients as you can, you would definitely be starting to use an online store builder .

Prayers and condolences to the grieving families of Sandy Hook Elementary Tragedy

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The author of this blog - Notepad Corner, sincerely commiserates to the grieving families of the Sandy Hook Elementary Tragedy in New Town Connecticut. Being a mom, I could not imagine and describe the sheer terror when your child is caught in a place of violence, most especially in the school where you least expect harm done to your kids. It is really saddening and terrifying.   I may not be living near the place of the incident and know no-one from there but being a parent, I definitely could relate how painful it could be. Kids simply come to school to learn and what had transpired inside the school full of kids, teachers and staffs is indeed frightening and alarming.  The shooting that left 28 dead including 20 kids between five and ten years old is not a normal human act.   The violent behavior that brought lost of innocent lives and traumatic experience to the other kids who survived will definitely not be forgotten easily. To the innocent little angels, whose beau

Cleaning 101: Make washing clothes less of a chore

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Most homemakers will surely agree when I say that washing clothes and ironing are the most exhausting and back breaking house chores. Since I still do not have a house helper, I keep on finding ways on how to make my house chores light and easier, yet not compromising the cleanliness and quality of work done. I did mentioned in my previous post about Tornado Mop 360°:, my new cleaning buddy in mopping the floor. It really has helped me a lot, especially in cleaning the hard to reach areas. Lately, I saved hard to buy a Samsung 3D wobble technology washing machine to make my laundry less of a chore. As I am suffering from trigger finger (flexor tendinitis) squeezing and wringing out clothes from my conventional twin tub washing machine makes my fingers ache more.  

The Evolution of Technology

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Centuries ago people were categorized by judging the amount of land owned and worked on. Back then there were only horses and bulls available to track carriages, ensuring transport in both urban areas and farms. Ever since the industrialization period, things have changes and evolution has taken place. Machinery slowly but surely replaced the work done by humans. With regards to transport, engines started being produced and proved to be more powerful and effective than the animal’s strength. Nowadays, technology is present in every aspect of our life. Horses are no longer used to move things from one place to another on the premises of a farm. Tractors are in charge of that and when needed, trailers are attached to these machines so that various objects or maybe even livestock can be easily moved from point A to B.   Special types of trailers have been developed for the safe transportation of farm animals. Livestock trailers for pigs and sheep are produced using high resis

World’s Mega Car Factories

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Next time you jump on a site like Cars4Sale Australia , take a look at just how many car brands are becoming readily available. With so many options available on the modern car market, the sheer scale on which they are manufactured becomes apparent. Companies such as General Motors incorporate many different brands, and have had to create huge factories worldwide to cope with the global demand for new vehicles. Here are three of the world’s mega car factories, capable of production on an unimaginable scale. Ford – Valencia, Spain While not the largest factory in the world, the Valencia plant still makes over 2000 units per week, and contributes to over 8% of the economic output of Valencia. The factory still employs approximately 7000 workers, plus ancillaries, which has been a huge support for the area. This is especially important in the age of automated manufacturing, and such a high employment rate has ensured Ford’s success in Valencia. With over 9 million cars ha

Should you enroll in graduate school?

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Is it really worth enrolling in graduate school? If you are seeking to stay competitive and aiming for a higher earning potential, then getting a master’s degree is one of the best solutions. When applying for a job, most employers nowadays pay increasing attention on their applicant’s academic background and training aside from work experience as a measure for filling in position. Having a degree education is okay but when it comes to promotions, most companies often take graduate education as an important consideration. Getting into an institution for higher learning can make a big change in your career. Moreover, you can land better jobs that earn more. There are several factors you need to take into account if you want to pursue enrolling in graduate school for it entails financial and time investments.   Remember, quality education comes with a steep price. You need to evaluate and think of it over many times, the bottomline is you will spend more money for tuiti

Best Wine Regions in Australia

There are many exotic locations, all around the globe, which boast to have the premium wines regions of the world. However, the humble Australian does not need to go to the far corners of the earth to find a world class wine experience. Fabulous wineries, with rich history and culture, exist throughout this amazing continent – all that is needed is a little research and direction and you'll find a wine experience that is up with the world’s best! Margaret River Margaret River as a wine region is relatively young, only establishing its first serious vine plantation in 1967. However, the hard work and passion of the 120 local producers have put Margaret River on the world map. The Mediterranean climate of the region lends to prime conditions for producing vines, fruit and ultimately wines that dominate 20 precent of the Australia's premium wine market. When arriving for a tour of the 5500 hectares of combined vine properties, you will also find some of the best surf beaches i