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Showing posts with the label impulse buys

6 Simple Ways to Save Money at Home

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  With the economy being what it is, people are more conscious about their expenses. The last thing you want to be doing is spending money on things that are not essential. There are simple ways to save money at home, which can cut down your bills significantly. Use energy-efficient appliances If possible, buy energy-efficient appliances such as washing machines and dryers that have lower water and energy consumption levels. These will help save energy and thus money over time because they consume less electricity than their non-efficient counterparts do. Consider replacing your old refrigerator with an energy-efficient refrigerator. You may not be aware of the fact that your fridge is one of the biggest consumers of power in your home. An inefficient refrigerator can use up to 300 kWh per year, which is more than 10% of the total household energy bill. So, it is important to get an efficient one that uses less electricity and saves you money on your electricity bill. Use en

Scots' impulse buys defy reputation

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The stereotypical reputation of Scottish people as being 'careful with money' has been blown out of the water with the findings of a recent survey by Debt Advisory Centre Scotland, which looked at the spending habits of almost 3,500 UK adults, of whom more than 400 were Scottish residents. Although you might think a Scotsman - or woman - would be particularly considerate before making a purchase, the survey found 82% of people there, roughly 3.5 million people, have made a purchase in the past before realising that they regretted it for one reason or another. In 18% of cases overall, the regret stemmed from the fact that the individual later felt that they couldn't afford the amount of money they had spent - perhaps restoring the stereotypical reputation somewhat - but the high proportion of Scottish consumers who stick to their guns once they have made a purchase could still be surprising.