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Showing posts with the label financial advice

6 Simple Ways to Save Money at Home

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  With the economy being what it is, people are more conscious about their expenses. The last thing you want to be doing is spending money on things that are not essential. There are simple ways to save money at home, which can cut down your bills significantly. Use energy-efficient appliances If possible, buy energy-efficient appliances such as washing machines and dryers that have lower water and energy consumption levels. These will help save energy and thus money over time because they consume less electricity than their non-efficient counterparts do. Consider replacing your old refrigerator with an energy-efficient refrigerator. You may not be aware of the fact that your fridge is one of the biggest consumers of power in your home. An inefficient refrigerator can use up to 300 kWh per year, which is more than 10% of the total household energy bill. So, it is important to get an efficient one that uses less electricity and saves you money on your electricity bill. Use en

Divorced and Looking for Financial Advice?

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Divorce is never easy or straightforward and one of the most complicated issues is often the financial arrangements that have to be made. photo credits: freedigitalphotos.net Getting divorced is likely to be a stressful and emotional time so it's important to get an expert to give you honest and independent advice. Ideally, you will be able to sort out the financial settlement without going to court, which can be expensive as well as adding to the stress of the divorce. It is also likely to lead to more acrimony.

Best VA Refinance Program

Good news for active militaries on duty and prior service veterans who are problematic about paying their existing debts in their home loans. You may now pay your mortgage through US Military Veterans Affairs home refinance program.  VA refinance is supported by the government to help soldiers settle their arrears and is provided to those who already have an existing VA loan. Renewing home finance has lower interest rates with easy and simple schemes to follow. Hassle free requirements to get a loan is made possible to qualify for the opportunity to take advantage to refinance it into a permanent, low fixed-rate. You may cover your obligation and at the same time benefit from VA refinancing if your current loan rate is higher than 5%.  VA streamline refinancing lets you refinance your existing VA home loan with no extra cost and expenditures.  With an absolute no down payment  program, an eligible veteran may purchase a home within an amount range given in the scheme.  Co