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Showing posts with the label college student

6 Simple Ways to Save Money at Home

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  With the economy being what it is, people are more conscious about their expenses. The last thing you want to be doing is spending money on things that are not essential. There are simple ways to save money at home, which can cut down your bills significantly. Use energy-efficient appliances If possible, buy energy-efficient appliances such as washing machines and dryers that have lower water and energy consumption levels. These will help save energy and thus money over time because they consume less electricity than their non-efficient counterparts do. Consider replacing your old refrigerator with an energy-efficient refrigerator. You may not be aware of the fact that your fridge is one of the biggest consumers of power in your home. An inefficient refrigerator can use up to 300 kWh per year, which is more than 10% of the total household energy bill. So, it is important to get an efficient one that uses less electricity and saves you money on your electricity bill. Use en

College Prep: What Your Student Needs to Know Before Coming to Campus

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Going away to college is one of the most exciting times in a young person's life, but it can also be overwhelming and stressful. Don't let the nerves get to you early. Here are seven things you should know before starting your first semester. Get to Know the Campus You don't want to be late on your first day of class, so learn the layout of campus before school starts. If you're going to be walking around at night, find safe paths in well lit areas that will get you back to your dorm safely. If it is going to be a new town for you, get to know the local supermarkets and the nearest parks and libraries. If you know the hang-outs early on, you'll have a good idea of where to make friends. Budget Your Time After the structured world of high school, creating your own schedule might seem intimidating, so be sure to give yourself ample time to study and prepare assignments. You don't want to burn out either, so be sure to schedule in time for rela

Watching your budget while studying

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photo credits:  freedigitalphotos.net Living on a student budget can be stressful so it’s wise to do some financial planning prior to starting a college or university course, whether or not this will be undertaken close to home or abroad.  A financial plan does not have to be sophisticated but it does need to be honest about everyday expenditure, and it’s a good idea to build in a few ways in which income can be stretched a little more.  Here are some basic tips for watching your budget while studying. Creating a budget Begin with an honest analysis of typical monthly expenditure.  Track every single item on a spreadsheet, or in a notebook or smartphone app.  From the total available to spend, first set aside funds for the major bills – tuition fees, books, accommodation costs, meal tickets, etc.  If there are large amounts to be spent once or twice per year – for example, on travel if studying abroad – make sure to include these.  What money is left after these entries rep