Tuesday, October 12, 2021

Lumina gives house and lot to 3 lucky Shopee users

What else is greater than getting first dibs on midnight discounts and free shipping during the Shopee 9.9 Sale? Getting the grand prize and winning an Aimee house and lot from Lumina Homes, of course!

Last September 9, not one but three lucky viewers with Shopee users Olivia Narciso Musngi, Beverly D. Bongot, and Merla (username: @merlajulia) each won a 36-sqm Lumina unit with 22 sqm. floor area and provision for one bedroom. The best deal is that they can choose a location from any of Lumina’s available community developments nationwide.



Lumina, Vista Land’s affordable housing arm, is present in Rizal, Bulacan, Pampanga, Bataan, Zambales, Nueva Ecija, Tarlac, La Union, Pangasinan, Cagayan, Isabela, Cavite, Batangas, Laguna, Quezon, Camarines Norte, Albay, Sorsogon, Iloilo, Capiz, Aklan, Negros Occidental, Agusan del Norte, Zamboanga del Sur, Bukidnon, Misamis Occidental, Davao del Norte, Davao del Sur, and South Cotabato.


It has also started its line of sustainable condominium projects with the flagship project, Prima, in Tanza, Cavite. Similar towers will soon invite Filipino families wanting quality but affordable condo units in key provinces across the country. These include Iloilo, Davao, Butuan, Cabanatuan, Subic, and Cebu.


Lumina Homes will also be offering higher-package condos, with wider floor area and more premium amenities, perfect for its evolving market.


Watch out for more exciting raffles and promos from Lumina Homes, the Philippine television’s most generous real estate partner.


For more information, contact (0917) 629-6523. Follow @luminahomesofficial on Facebook and visit Lumina Homes' official website at https://www.lumina.com.ph/.


Thursday, October 07, 2021

4 Scenarios Where it Makes Sense to Borrow Money


There comes a time when we find ourselves in a moment of need. It is not because we are all that bad in managing our money, but this pandemic really hit us hard financially. When something came up and you were put on a tough spot, the best solution is to borrow money, especially when you are not having nearly enough cash savings in your emergency funds to match such emergencies.

To help you get out of a financial hole, taking a personal loan can help. Click here to learn more how to get started, but before you borrow money you will need to assess first your capability to pay and establish a payment timeline.

There are different scenarios where it makes sense to borrow money and they are as follows:

Accidents and Medical Emergencies

Not everyone has the health insurance to cover accidents and medical emergencies. This is an unexpected scenario that may come up at any time.

If you don’t have adequate savings to meet your medical expenditure, personal loans can be a good source as it does not require any kind of collateral.

Education

It has already been more than a year since the start of the Covid-19 pandemic, and we are still experiencing the threat of contracting the virus as new variants arises. Even with the existence of the newly made vaccine, returning to the previous life seems more difficult. With the dropping economy on all over the world, the new “normal” features an increase in prices of daily necessities. It has risen to the point that college students all over have had to drop out of school. In Japan alone, there is a decrease of 12% among major private universities’ exam takers this year, citing financial difficulties as one of the biggest reasons.

While solving financial difficulties may sound simple in paper, it is not in practice. Even more so for college students, who have very limited choices in how to earn money and finding ways how to save on their education cost just so they can continue in college. Sure, dropping out and taking on a full-time job is a valid option, but better paying jobs does require you a college degree. In this case, it might just be better to finish college, and get yourself a job that will give you enough stability to combat the rising prices.

Getting a student loan with a reasonable interest rate could be helpful.

Home Repairs and Improvement

If you are thinking of home renovation to beautify and increase the resale value of your home, loans can be taken into consideration. However, home renovation can be costly, thus it is important to plan, organize and prepare wisely.

Paying Off a Credit Card Debt

Settle a high-interest loan like paying off credit card debt with a higher interest rate. It is important to make sure that the loan you will be getting has an interest rate that is lower than the earlier loan.

Image source: pixabay

 

Friday, September 24, 2021

Why You Should Consider Hiring Entertainment for Your Event

Although everyone throws parties throughout their life: not everyone throws a memorable one.  Many parties these days are simple, just food and music coming out of a bluetooth connected speaker.  Although dancing and eating can be nice, they’re not the only two forms of entertainment out there.

If you’re ready to kick your party-host game up to the next level: here’s why you should consider hiring entertainment for your event.

It Will Create Memories Your Guests Talk About Forever

The best part of throwing a party is the reactions you get from people.  A well-thrown party means that you can enjoy praise and clout from people telling you how fun it is and talking about it on social media.  This type of party also inspires conversations and compliments about it that can last for years.


People won't remember a boring birthday party and just dancing and eating pizza, but they will remember a great party with drag queens and a contortionist on parade!

A Way to Pump Up And Excite The Crowd

Although booking entertainment can seem daunting, it's a great way to excite those attending the party!  Having your favorite song play on the speakers is nice, but it's an extraordinary feeling when a cover band is singing it and rocking out to the music!  You can excite and thrill the crowd by hiring a hype man to talk it up and interact with people.  There's nothing wrong with trying to make sure everyone has a great time.

The Chance to Support Local Artists

Local musicians and artists often don’t get enough work.  Although they're incredibly skilled and work hard at what they do, they often feel like they're not going to make it big any time soon.  By hiring a local artist, you get to have a hand in their career and possibly boost them up to more popularity!  Of course, you're also engaging and paying them, which funds their passion even further.

A Way To Push A Party’s Theme Further

If you’re throwing a 1980s party and aren't sure what's missing: why not hire a Madonna celebrity impersonator?  Consider using an entertainer to boost whatever theme your event already has.  This could mean getting musicians that can play music from the era of hiring drag queens that understand the fun and glamor of a Vegas-themed party.  Don't be afraid to get creative!

The Opportunity to Have More People Attend

When people who aren't sure about a party hear that you have live performers: they'll be far more likely to attend.  It's not every day you get to see live performances, and people love to enjoy new experiences and have fun while they're doing it.  If you're nervous about too few people attending, to be worth it: announce you'll have live acrobats performing on stage and watch your entire invite list immediately. RSVP to your event!  


Every party is different, but almost every event can benefit from having a live performer who loves what they’re doing.  Although it can be hard to pick the perfect choice for yourself: have fun with it! Image source: pixabay


Wednesday, September 15, 2021

Physical and Mental Activities for Elder’s Diversion

Physiological changes occur as we get older, transformation in structure and functioning of the body takes place over a lifespan. Thus, lifestyle choices may slow down as we enter the prime phase of our lives.

This Covid-19 pandemic has changed older people's daily routines, as they are likely to get very sick from contracting the virus. They are facing new difficulties being confined at home. They cannot carry out their regular activities due to the lockdown measures.

Physical and mental activity, personal health checks, and proper nutrition are the things that need to be considered to improve their health and well-being while staying at home.

Online Games

To help them cope with stress and soothe their mind, a deck of playing cards can be useful. No doubt that they will be entertained playing their all-time favorite solitaire game. My mom has this solitaire gadget however for some unknown reason it suddenly doesn’t work anymore. 

She doesn’t want the playing cards so I searched for an online solitaire game and come across solitaire.org. It is not only entertaining but it also provides the perfect alone time for my mom. She has tried the different versions of solitaire and likes Klondike the most.


Aside from Klondike, she also enjoys the
Daily Word Search as it helps her improve her memory.

Gardening

Gardening is made easy these days, all you need to start planting like seeds, plants, soil, pots, and tools can be easily bought online.

It will also be a good form of exercise, take advantage too of the morning sun while planting and watering plants.

Growing their vegetable or flower garden will be a satisfying activity for seniors.

Reading or Writing

Improve mental activity through reading. There are also a lot of free and paid e-books on the internet. Writing can also be a past-time.

Music therapy

Music can uplift the mood; it has a positive effect especially for elders. Play their favorite musical genres. Bring back those happy memories by playing meaningful songs and music of their time.

Regular Exercise

Depending on the age, daily exercise may vary. Simple walking just around the house, stationary biking, simple stretching can do as long as it will be done regularly to help them improve their balance, fitness, and mobility.

Enjoy watching movies

One of the perks of living in this era is internet technology. The whole family can enjoy movie watching with their senior members in the comforts of their home as there are a lot of apps and streaming platforms that offer thousands of movies and tv series to choose from.



Explore a variety of hobbies

Let them choose the hobby they want to keep them busy especially during times of extreme boredom. It can be simple carpentry, crocheting, cross-stitching, or any other form of hobby that can diffuse any tension in their mind or body and fill up their idle time.

Physical activity and mental relaxation techniques can be valuable tools to help our elders remain calm. Remember what is most important is the care and support they receive, their ability to stay socially connected, and how they are perceived.