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Showing posts from October, 2021

6 Simple Ways to Save Money at Home

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  With the economy being what it is, people are more conscious about their expenses. The last thing you want to be doing is spending money on things that are not essential. There are simple ways to save money at home, which can cut down your bills significantly. Use energy-efficient appliances If possible, buy energy-efficient appliances such as washing machines and dryers that have lower water and energy consumption levels. These will help save energy and thus money over time because they consume less electricity than their non-efficient counterparts do. Consider replacing your old refrigerator with an energy-efficient refrigerator. You may not be aware of the fact that your fridge is one of the biggest consumers of power in your home. An inefficient refrigerator can use up to 300 kWh per year, which is more than 10% of the total household energy bill. So, it is important to get an efficient one that uses less electricity and saves you money on your electricity bill. Use en

Lumina gives house and lot to 3 lucky Shopee users

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What else is greater than getting first dibs on midnight discounts and free shipping during the Shopee 9.9 Sale? Getting the grand prize and winning an Aimee house and lot from Lumina Homes, of course! Last September 9, not one but three lucky viewers with Shopee users Olivia Narciso Musngi, Beverly D. Bongot, and Merla (username: @merlajulia) each won a 36-sqm Lumina unit with 22 sqm. floor area and provision for one bedroom. The best deal is that they can choose a location from any of Lumina’s available community developments nationwide. Lumina, Vista Land’s affordable housing arm, is present in Rizal , Bulacan, Pampanga, Bataan, Zambales, Nueva Ecija, Tarlac, La Union, Pangasinan, Cagayan, Isabela, Cavite, Batangas, Laguna, Quezon, Camarines Norte, Albay, Sorsogon, Iloilo, Capiz, Aklan, Negros Occidental, Agusan del Norte, Zamboanga del Sur, Bukidnon, Misamis Occidental, Davao del Norte, Davao del Sur, and South Cotabato. It has also started its line of sustainable condominium proje

4 Scenarios Where it Makes Sense to Borrow Money

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There comes a time when we find ourselves in a moment of need. It is not because we are all that bad in managing our money, but this pandemic really hit us hard financially. When something came up and you were put on a tough spot, the best solution is to borrow money, especially when you are not having nearly enough cash savings in your emergency funds to match such emergencies. To help you get out of a financial hole, taking a personal loan can help. Click here to learn more how to get started, but before you borrow money you will need to assess first your capability to pay and establish a payment timeline. There are different scenarios where it makes sense to borrow money and they are as follows: Accidents and Medical Emergencies Not everyone has the health insurance to cover accidents and medical emergencies. This is an unexpected scenario that may come up at any time. If you don’t have adequate savings to meet your medical expenditure, personal loans can be a good source a