Showing posts with the label spendthrift

How to wean a toddler from bottle feeding

Bottle feeding a baby is a time-consuming and stressful task. You must monitor your milk production, your baby's feeding schedule, and other factors. Once you start weaning your toddler from the bottle, it can be equally as stressful—but for very different reasons! Some mothers feel bad about denying their toddlers something they adore so much, while others worry that if a bottle isn't around at all times, their children won't get enough food or liquids. What if, then, I could prove to you that things don't have to be this way? That there are actually ways to help you through the process? Be consistent While consistency is important for all aspects of parenting, it's especially important when weaning a toddler from bottle feeding. While your child may be ready to make the transition, she might not want to let go of her beloved bottle—and that's okay! Be patient and don't give up hope if it takes your child a few days or weeks to adjust. The easiest

Are you a Spendthrift during Christmas Season?

The cool breeze in the morning, the Christmas lights and decorations everywhere, Christmas carols played every now and then in radio stations, shopping malls on sale, bazaars here and there, are the things which remind us that Christmas is just around the corner. As Filipinos, we enjoy spending much during this occasion. Time to buy holiday presents for our loved ones, god children and friends. I, for instance take pleasure in shopping, but do we really need to be a big spender? Do we have to spend lavishly? According to my friend economist, this is the time of the year wherein one can generate extra income, employed people received extra money from company bonuses, thus at which point we can add more to our savings for future needs or necessity. He taught me that the proper way to maintain a financial plan is through the the budget formula: Income – Savings = Expenses. Whew! I do it the other way, income minus expenses equals savings or none at all. Buying gifts and Christmas wish