Monday, October 31, 2011

Job Hunting Tips

Unemployment is a worldwide problem, so it is not only us Filipinos who are in dire need of jobs to augment our family financial needs.  Fresh graduates’ increases by the year, having job placements are really a battle. 

Have you also experienced to walk-in to apply for a job? The long wait in just submitting a resume will consume most of your time, only to find out that you will be re-scheduled for an interview.  

The World Wide Web offers vast sites of job market; however we have to be aware that not all of them are legitimate. Some of them are operating fly- by- night, asking for fees among applicants then will disappear when you asks for a follow-up.

If you are a job seeker, make sure that you make a good resume’, complete with important details, short content yet striking. The picture attached should also look professional; never crop a picture from your collection. We have to see to it that we can pace the tight competition in the job market. 

Online reputable finance recruitment companies are not shady. They give complete details about their company, location, services and featured associates. We need to browse on the site rigidly to make sure its authenticity.

Never be overwhelmed with high salary offers, compensation will depend on the position you are applying for.  Depending on our work experience and expertise, we can bargain for a higher remuneration level. Online recruitment and placement agencies gauge skills and look for characteristics not found in the resume. Bear in mind that communication skill, attitude, professionalism, motivation and flexibility counts a lot during an interview. Also, wear the proper business attire, never over-do a make-up for personality counts a lot too!

Lastly, before signing into a contract, you may ask for other benefits like holiday pay, service bonus, etc. that you may compensate when hired. Never forget to pray to ask for wisdom for accomplishment of endeavors. Good luck!

Friday, October 28, 2011

Mesothelioma: My struggle

This is a guest post from Heather Von St James, a committed mother and wife, a survivor of the deadly disease Mesothelioma.

On August 4, 2005, my husband and I welcomed our daughter into the world. After an uncomplicated pregnancy, she arrived to a village of supporters as our family and friends surrounded us with best wishes.

At the time, I co-owned a successful salon with multiple stores and employees. Several weeks after my daughter’s birth, I learned I would be transferred to another location with a lighter workload. I did not want to move salons and did not anticipate being away from my new child.

I soon began experiencing physical changes typical to new moms. I felt tired and breathless with no energy most days. I also lost an average of six pounds every week, which is not normal. My doctor analyzed blood work and a chest x-ray before diagnosing fluid on my left lung. After more tests, scans and biopsies, the doctor changed the diagnosis to malignant pleural mesothelioma on November 21, 2005. Asbestos exposure as a child caused cancer in my lung lining.

With a three and a half month old daughter, I faced a bleak outlook with 15 months to live. Thoughts of my husband and daughter motivated me to seek life saving treatment in Boston. On February 2, extrapleural pneumenectomy surgery removed my left lung and surrounding tissue including lymph nodes, diaphragm, heart lining, and one rib while a heated chemo wash attempted to remove all the cancer.

Following surgery, I spent 18 days in the hospital and two months recovering before undergoing additional chemotherapy and radiation treatments. Surrounded by love and prayers, my husband and I met other people who were experiencing similar treatment. Their support gave us the ability to persevere every day.

My parents raised Lily while I recovered in Boston. Their church community and girls I used to babysit helped by babysitting Lily while my parents both worked full time. As Lily grew, I observed her life through black and white pictures. Despite the distance, I chose to fight because of her.

Five years later, my every day revolves around living life to the fullest. I stay home to raise Lily, and we strive to enjoy every day. We teach our daughter the importance of giving to others in need, and we remain grateful for the family and friends who surround us with support. Despite the traumatic cancer experience I survived, I give thanks every day for all my blessings!

Thursday, October 20, 2011

An Ode of Love

I am not good in writing poems but I tried hard to compose one especially dedicated to my husband. He is someone whom I felt a deeper connection than anyone else. A connection which is so strong that I’ve been so drawn to him in a way I have never experienced before. My perfect partner, my lover, my confidante, my soulmate!

An Ode of Love

Though we’re ages apart,
you were destined to be my sweetheart.
Forever You'll Stay In My Heart,
wishing and praying we’ll never be apart.

You bring sense of peace and calmness,
for having you around brings so much happiness.
You came to my rescue and brought out the best in me,
we fit naturally and it feels like it is meant to be.

Life may not always be perfect,
but we manage to get through every aspect.
Joined hands in parenting, business and pleasure,
We can easily get a lot done by working together

You love me even when loving me is hard to do,
when I’m grouchy, irritable or very hardheaded to talk to.
You love me in good and bad times
And I don’t think you realize,
How much that means to me.

Happy days will always outnumber the sad days,
as long as we spend them together all throughout the years.
Do you know that you are my security blanket?
The only one who can comfort me during troubles that come unexpected.

To you my love, my perfect partner, my bestfriend,
The other piece of my soul, my eternal buddy and companion
Thank you for your unconditional love, patience and understanding
You will always be my everlasting one and only love,
because You are the other part of me,
my soulmate I can’t live without.

Sunday, October 16, 2011

Comfortable Nightwear

Keeping the family clothes closet neat and clean is one of the things I manage to monitor in my home management.  I often tell my househelp to sort the wearing apparels properly before keeping them in the closets after each laundry schedule.  Classify them according to its usage. Fold and combine clothes of the same colors, separate the house clothes, pyjamas and nightwear from the school uniforms, office clothes, jackets and outdoor garments.

I taught my children of wearing the proper attire fitted for every occasion, thus they are accustomed to changing their clothes into house clothing upon coming home from school, office or from an outdoor activity. They also have the habit of wearing their pajamas at night for a much comfortable slumber.  I bought my husband and kids three sets of sleeping apparels each, while I only have two sets which lately I noticed needs replacement.  Due to my busy schedules, I opted to buy them online as Deals Direct is one of my favorite browsing sites which offer a wide collection of beautiful nightwears.  I am very much enjoying my sleep untroubled wearing loose fit bedtime clothes.

Here are my choices upon browsing the site.

Friday, October 14, 2011

Learn how to say No!

I keep on telling my children that is not hard to say No. Do not ever think that you are being rude and bad when you reject.  Do not get worried of hurting other person’s feelings because you think you are being inconsiderate. A straight forward answer in a friendly tone or manner will refrain them from getting offended. Well, in my point of view, we just cannot always say yes and accept all invitations offered or tasks given to us for we do not have to please people all the time.  

We also have to think of our calendar, time and priorities. We all have busy schedules and plans on a daily basis.  If you are free and it will not conflict your time plan, or you can do it on time then go ahead say Yes.

Never be afraid to deny a favor asked of you, if you think you cannot do it. Immediately decline an invitation if you are uncomfortable or just not in the mood to attend.

Set aside the fear of losing your friends and opportunities.  If you are being invited do not forget to say thank you then conclude it with I am sorry I am going to have to pass or I’m sorry I cannot accept it.  You do not have to explain why and don’t feel obligated to tell your reasons.

We usually say no when we have a lot of things to get done. When you say no, be firm, make sure you really had made up your mind and will not change it.

Learning how to say no helps reduce stress levels and gives you time for what’s really important. It will also help in building skills of wise decision in personality development.

Wednesday, October 12, 2011

Cleaning 101: The Windows

It is recommended to best work on windows on a cloudy day in early mornings or late afternoon as direct sun makes window cleaner dry too quickly leaving streaks behind.

Just pull back the blinds or curtains, open the windows and inspect its sill, frames, and tracks for dirt and cobwebs.

Sweep out debris using a big paint brush or a small sweeper

Run a vacuum over the screens so you don’t need to take them down. Using a sprayer, spray glass cleaner or a solution of your favorite cleaning agent until it is heavily misted but not drippy.  Wipe with a lint-free cloth until dry.  I use old cotton shirts to wipe it dry as it best absorbs dirt.

Windows of different types need different styles of cleaning.  For jalousie windows, clean each frame with the use of a damp micro fiber cloth washed every now and then from a basin with a cleaning solution.  For big window frames, spray it with glass cleaner then use a squeegee to dry.

Simple procedures, with quick and easy methods. By the way, I clean our windows every two weeks

Saturday, October 08, 2011

How to tend to Cuts and Abrasions

Little feet of our kids are tirelessly traipsing to discover their world.  As they clamber around, most certainly they come up with a few cuts and abrasion.  We need to care for these scrapes and scabs to avoid infection.

photo taken from the web

 For minor cuts and abrasions with little to no bleeding;

  • Wash down the wound under running water to irrigate out dirt and debris. Thoroughly wash the wound with mild soap or better to use an anti-bacterial soap then rinse thoroughly.
  • Apply antiseptic like Povidone Iodine (Betadine) and cover the wound with sterile gauze or bandage to prevent them from poking it.
  • Examine the wound daily, keeping an eye out for redness, swelling or pus which is an indication of infection.
  • Change the dressing as needed.  Leave the bandages off once a scab forms
For large cuts and abrasions, with continuous bleeding
  • Wash down the wound under running water to irrigate out as much dirt and debris as you can 
  • Have your child sit or lie and raise the bleeding wound above the level of your child’s heart. 
  • Place a piece of clean cloth over the entire wound 
  • Using the palm of your hand, apply direct and steady pressure on the wound continuously for 5 minutes.  Do not stop to check the wound. If blood soaks through the cloth, do not remove it.  Place another cloth pad on top and continue applying pressure until the bleeding stops
  • Seek immediate medical attention for your child once you’ve controlled the bleeding.

Wednesday, October 05, 2011

Best VA Refinance Program

Good news for active militaries on duty and prior service veterans who are problematic about paying their existing debts in their home loans. You may now pay your mortgage through US Military Veterans Affairs home refinance program.  VA refinance is supported by the government to help soldiers settle their arrears and is provided to those who already have an existing VA loan.

Renewing home finance has lower interest rates with easy and simple schemes to follow. Hassle free requirements to get a loan is made possible to qualify for the opportunity to take advantage to refinance it into a permanent, low fixed-rate.

You may cover your obligation and at the same time benefit from VA refinancing if your current loan rate is higher than 5%.  VA streamline refinancing lets you refinance your existing VA home loan with no extra cost and expenditures.  With an absolute no down payment  program, an eligible veteran may purchase a home within an amount range given in the scheme.  Compared to a conventional mortgage loan, a VA mortgage loan is more convenient having lower interest rates, it does not require mortgage insurance, loans are assumable and they do not require pre-payment penalty. To find more of their prerequisites and provisions to process a VA loan, see their checklist to begin with.

Family finances can be budgeted wisely considering a low monthly amortization. Life and family would be better enjoyed without the dilemma of inadequate or monetary constraints.