Notepad Corner

Everyone deserves to live in the home of their dreams, but making that dream a reality can be harder than it sounds. Whether you imagine yourself relaxing in a beach front condo, or roaming the halls of a large country estate, your dream home is out there. When you decide that it’s finally time to take the plunge, consider these tips to help make the process as satisfying as possible. Organize Your Finances Whether you’re willing to pay the price for your move-in-ready fantasy, or are ready to put your personal touch into a fixer upper, you’ll need to balance what you want with what you can afford. Go through your finances and check your credit score before you apply for a loan. The industry standard for a down payment is 20%, but remember that the more you pay upfront, the less your monthly mortgage will be. CNN Money tells prospective buyers to build up credit, find professional financial advisors, and consider the quality of the schools in the potential new neighborh

If you're in the process of selling your home or you want to plan for renovation projects that update the property, it is important to choose improvements that will raise your home value. The best projects do not necessarily involve demolition. The best projects are more focused on how they will improve aesthetics and function while still offering a return on investment. If you are looking for tricks that are sure to bump up the value of your home during an appraisal, here are five ideas. image credits: Mr GC - freedigtalphotos.net Create Space in the Kitchen More people than ever are looking for a home that has an open layout . If you have a non-structural wall or an island in your kitchen that is separating the room from the living area, removing these elements can make a major difference. Creating space will make your home flow better, and this added flow will attract potential buyers. Wide open floor plans mean larger value. You can also create space by getting a

The home should be a place in which to relax. It also needs to be a welcoming place for friends and family. How does one go about creating a home that has a relaxed and welcoming atmosphere? There are a number of ways to achieve this. image credits to: photostock = freedigitalphotos.net A Welcoming Entrance For a welcoming space, one needs to start with the spot that welcomes visitors into the home. The right door can mean the difference between a cold and forbidding house and a space that is a warm, relaxed and welcoming  home . A company such as Rusco Industries can provide just the right door to suit the design of the house and to create a welcoming environment. Add a Splash of Color Painting the walls in pleasant hues can add warmth. When it comes to color, be willing to be bold. However, don't use so much of a strong color that it becomes overpowering. One room or even one wall in a room painted in red or orange can add a lot of warmth and flair. Shades of

Reducing college expenses can help you to avoid crushing student debt and financial stress. Finding the right ways to reduce expenses will help you to get the most out of your education. image source: pixabay.com 1. Choose a low-priced college . Public universities often cost less than their private counterparts. Find one that fits your budget and will allow you to pay for your education without costly loans. There are online programs that will allow you to analyze the costs of college before you fill out an application. 2. Rent textbooks . Textbooks can cost hundreds of dollars per semester. By renting your books or buying them used, you can significantly save on college costs. Make money by selling them at the end of the semester or renting them out to other students. 3. Live with roommates off campus . Off-campus apartments often cost significantly less than on-campus housing. Grab a few roommates and split the rent several ways to save on rent, utilities and oth