How to Teach Children About Money in 7 Easy Steps

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  Money can be a touchy subject for kids and parents alike, but it's also a topic that needs to be discussed. We want our children to understand the value of money and how it works, but it can be tricky to discuss these concepts without sounding preachy. As a parent myself, I've found that making learning about money fun is one way to get my child interested in the topic without worrying about them feeling like we're pushing an agenda or being lectured at. Here are some fun ways that you can teach your child about money : Let kids invent their own games or create their own money. Let kids invent their own games or create their own money. This works especially well with older children who already have a grasp on financial concepts like spending, saving, budgeting and investing. Let them create their own games using whatever they want as currency — anything from marbles to candy to paper clips could work! If they want to make up actual rules for using this new currency (f

9 Ways to Save on College Tuition and Costs

Reducing college expenses can help you to avoid crushing student debt and financial stress. Finding the right ways to reduce expenses will help you to get the most out of your education.

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1. Choose a low-priced college.

Public universities often cost less than their private counterparts. Find one that fits your budget and will allow you to pay for your education without costly loans. There are online programs that will allow you to analyze the costs of college before you fill out an application.

2. Rent textbooks.


Textbooks can cost hundreds of dollars per semester. By renting your books or buying them used, you can significantly save on college costs. Make money by selling them at the end of the semester or renting them out to other students.

3. Live with roommates off campus.

Off-campus apartments often cost significantly less than on-campus housing. Grab a few roommates and split the rent several ways to save on rent, utilities and other housing costs.

4. Sign up for a work study program.

There are programs available that will allow you to work in exchange for part of your tuition and fees. This can significantly reduce your costs and help you to save on expenses.

5. Work a part time job.

Part-time jobs can help you to defray the cost of your education and allow you to pay your living expenses. Many businesses surrounding college campuses regularly hire students.

6. Start a small business.

Many of today's major businesses were started in dorm rooms. Feed your entrepreneurial spirit and offer a service to your fellow students. Start a tutoring service, assist students with writing papers or simply sell a product from your dorm room. The possibilities are endless when it comes to finding the right business you can run while in school.

7. Pay interest while still in school.

If you take out loans, you can pay off the interest even before you graduate. Sure, you may have to tighten your budget when employing this strategy, but it will be well worth it.

8. Apply for scholarships and grants.

There are many scholarships that go unused each year. They may be available from your school or from non-profit organizations and foundations.

9. Find affordable programs.

Some degrees are more expensive than others. Masters in public relations programs are some of the most affordable, and will allow you to enjoy a lucrative salary upon graduation.

When it comes to getting the most out of your education while paying the least amount of money, there are several ways to save money on college costs.


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