Notepad Corner

Reducing college expenses can help you to avoid crushing student debt and financial stress. Finding the right ways to reduce expenses will help you to get the most out of your education. image source: pixabay.com 1. Choose a low-priced college . Public universities often cost less than their private counterparts. Find one that fits your budget and will allow you to pay for your education without costly loans. There are online programs that will allow you to analyze the costs of college before you fill out an application. 2. Rent textbooks . Textbooks can cost hundreds of dollars per semester. By renting your books or buying them used, you can significantly save on college costs. Make money by selling them at the end of the semester or renting them out to other students. 3. Live with roommates off campus . Off-campus apartments often cost significantly less than on-campus housing. Grab a few roommates and split the rent several ways to save on rent, utilities and oth

Whether young and fresh out of your parents’ home, or older divorced and single again, when living on their own, plenty of singles find themselves faced with a harsh reality. They don’t know how to do simple repairs. Since being single often means a lower income, hiring someone to do the job isn’t always an option. Here are some simple repairs everyone should know how to do for themselves. Image credits to: Serge Bertasius Photography at FreeDigitalPhotos.net Change a Flat Tire Check your owner's manual for the location of the jack and spare tire for your car. The jack is often in a panel under the trunk, or under a seat. The spare will usually be in the trunk as well. There should be instructions on the jack, or near where it is kept that explain how to assemble it. On most newer cars, there will be grooves in the frame which the jack hooks into. Set the parking brake. Fit the jack into the groove on the frame. Raise the car so the tire is off the ground. Use

Early retirement is an ambitious and worthwhile goal – and despite the doom and gloom in and around financial markets since the Global Financial Crisis (GFC), early retirement is possible. All you need is a well thought out plan and some clearly defined action steps to set you on the road – and then it’s just a matter of following your course and staying focused until your goals are reached. Below are five steps to planning your early retirement – why not get started today? image source: pixabay.com Be Clear About Your Goals Take some time to get very, very clear about what you want to do in your retirement. And how early is ‘early’? Are you thinking of travelling? Starting a business? Just doing up your home, or alternatively upsizing or downsizing at all? Think carefully about these questions, as your answers will inform your plan and how you go about executing your roadmap to early retirement. Once you know where you’re going, you can work out the best way to get there.

Moving into a new house or condo is often a fairly disorienting process for most people. The new surroundings are typically sterile and devoid of personality, which makes it hard to love the space. Turning a mere house into a real home takes time and a little forethought. If you'd like to jump-start the process, these quick tips provided should prove helpful. image source: pixabay.com Spice Up the Color Palette For practical reasons, most houses boast muted beige or gray tones in spades to avoid putting off potential buyers. Once you've moved in, you can remake the new house in your own image using your preferred colors. Even if you like understated shades, repainting the walls to reflect your own tastes is the easiest way to put your stamp on the place. Lay Down a Few Throw Rugs One of the quickest and most cost-effective ways to make any house more inviting is by slapping down some unique rugs. Avoid mass-produced items purchased from big-box stores