6 Simple Ways to Save Money at Home

  With the economy being what it is, people are more conscious about their expenses. The last thing you want to be doing is spending money on things that are not essential. There are simple ways to save money at home, which can cut down your bills significantly. Use energy-efficient appliances If possible, buy energy-efficient appliances such as washing machines and dryers that have lower water and energy consumption levels. These will help save energy and thus money over time because they consume less electricity than their non-efficient counterparts do. Consider replacing your old refrigerator with an energy-efficient refrigerator. You may not be aware of the fact that your fridge is one of the biggest consumers of power in your home. An inefficient refrigerator can use up to 300 kWh per year, which is more than 10% of the total household energy bill. So, it is important to get an efficient one that uses less electricity and saves you money on your electricity bill. Use en

Dealing with workplace injuries

photo credits: caronchiro.com

When a member of my family got injured from a workplace accident there were many factors I had to consider. In my case these were health risks, high cost of medications and otherfinancial burdens such as household bills.

Accidents are never planned and can occur at the most unexpected times. Such mishaps may occur and vary depending on the nature of your job. For corporate offices it may be caused by trips or slips, while industrial misfortunes can be caused by falls or lifting accidents. In my case it was a slip in an industrial warehouse that saw my better injure himself.

Workplace injuries may or may not be severe but still can have distressing effect on the worker and their family especially when the injury is serious. The injured worker may need time off which disrupts the earning capacity. In most cases an injured employee is only entitled to statutory sick pay.

The long days of not working will surely cripple the family income. In most circumstances before you can pursue to claim a compensation you need to establish a proof that the accident was not your fault, so it is important to get a legal advice with a specialist on a conditional fee arrangement or the so called no win no fee wherein you will only have to pay your solicitor’s fee only if you win your case.

Every worker has the right to find justice for an accident that was not his fault especially if it happened during his working hours and inside the workplace. An injured employee is entitled to claim compensation for any harm or damage received, the employer is responsible and has the legal duty to take care and ensure the safety of his staff members.


  1. Workplace injuries are no doubt something a company strives to avoid. If you've suffered injuries at the workplace, the first thing to do (apart from getting yourself treatment) is to bring it to the attention of  the health and safety department of the organization. And followed by a legal process. Thanks for coming up with this post. 

  2. Prevention is better than cure, so they say. Ask about these benefits during the interview phase itself. Also, check that you read, understood, and agreed on the benefits that the company is providing you and their terms and conditions. This will save you from a lot of heartcache and frustrations brought about by false hopes.

  3. i feel sad about it.. these workers do their best to work, and do what their employer pleases.. but when accident came, they are not well compensated. Government should strengthen our law about this.

  4. Accidents do happen on working place. Salamat at na remind ako sa mga ganito.. ingat po lagi. :)

  5. The importance of life insurance comes in when it comes to incidences like this. I mean, one should be very keen on having one because this is about life care and you don;t want to just leave your family with another burden to bear.

  6. this is where our insurances play its part. but, sometimes, there are companies who are too quick to sell policies and yet, too slow or others may deny compensation saying such claims are not included in the rider, etc...so, it really pays to understand insurance packages.

  7. oh i remember my late tito on this one. :c but yeah it can happen anytime so better be safe than sorry. maybe i should get one for myself now too...


Post a Comment

Popular posts from this blog

Cleaning 101: Declogging drains

Notepad Corner’s Author Birthday Bash Giveaway

Climb Kilimanjaro: Tips for Success!