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6 Simple Ways to Save Money at Home

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  With the economy being what it is, people are more conscious about their expenses. The last thing you want to be doing is spending money on things that are not essential. There are simple ways to save money at home, which can cut down your bills significantly. Use energy-efficient appliances If possible, buy energy-efficient appliances such as washing machines and dryers that have lower water and energy consumption levels. These will help save energy and thus money over time because they consume less electricity than their non-efficient counterparts do. Consider replacing your old refrigerator with an energy-efficient refrigerator. You may not be aware of the fact that your fridge is one of the biggest consumers of power in your home. An inefficient refrigerator can use up to 300 kWh per year, which is more than 10% of the total household energy bill. So, it is important to get an efficient one that uses less electricity and saves you money on your electricity bill. Use en

3 Ways to Send Faxes with an Online Fax Service

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Did you know that you don’t need a fax machine to fax anymore?   Perhaps you’ve used a thousand times and you’ve grown accustomed to it, but you don’t need to keep using outdated technology.   The new way to fax is digital, and has proven to be a faster and more cost-effective alternative to the traditional method. Online fax services mix the convenience of communicating digitally with the reliability and security of faxing.   One of the biggest perks of using these services is that they provide different ways to send fax and receive incoming fax   without having to rely on a fax machine and without incurring in the costs of a dedicated fax line. Sending a fax doesn’t have to a frustrating experience.   If you are still using your fax machine you’ll notice that these methods are very easy to use and don’t need any type of advanced knowledge from your part.   Let’s take a look at them 1. Using Your Email This is the most common way to send faxes online.   Once y

4 Basic Essentials of a Prenuptial Agreement

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A prenuptial agreement, usually abbreviated as prenup is a written contract created by two people prior to marriage. The agreement can vary, but typically made to protect the assets of both parties in the event of breakup of marriage or divorce. Premarital agreement is not only for the rich and famous. Nowadays, it is becoming a norm, a modest means used to specify and protect what each person's property rights as well as any debts will be after the marriage. Here are the basic essentials of Prenuptial agreement: Make a Valid Prenup Each state has its own laws regarding the enforcement and validity of prenuptial agreements. So, if you do not want your private agreement to be thrown out down the road, the first move is to get your own counsel. If you are living in Southern Minnesota you can seek the advice of the family law attorney in Mankato, MN . It is highly recommended for both parties to be represented by independent lawyers to successfully carry out a

Common household DIY projects that will require high quality tools

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There are many DIY projects that you can handle at home . Projects such as making furniture, fence and doing repairs on your kitchen cabinets do not require you to hire professionals. You can just handle the job yourself. However, it is important to note that you need power tools in order to complete these projects successfully.  Although power tools are expensive to purchase when compared to hand tools, they last longer and have better results on woodworking projects - if you need help in choosing them then read here . Below, we will look at some of the home projects that will require you to use power tools.  Installing block boards Block board installation is very common in modern homes as it is has many applications.  First, block boards can be used to make ceiling or partitioning rooms. One of the most important tools to use in this project is a circular saw. Circular saws play many roles in this type of DIY project for they make sharp and accurate cuts on partition b

Filipino and Panitikan excluded as core subjects in college: Aye or Nay

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The Supreme Court (SC) has ruled with finality that the Filipino and Panitikan or Philippine Literature can be excluded as core subjects in college. “No further pleadings or motions shall be entertained in this case. Let entry of final judgment be issued immediately,” said SC clerk of court Edgar Aricheta. The SC en banc stood by its ruling last Oct. 9 in a five-page resolution after petitioners failed to present substantive new arguments that would have swayed the justices to change their opinion. This decision has been criticized by those who believe that it is a necessity to include the country’s native language in core curricula. In a statement , CHED Chairperson Prospero de Vera III said promoting Filipino language is not limited to teaching it in schools. Moreover, De Vera said - "The accusation of critics that CHED is anti-Filipino is wrong," "The Commission believes in the fundamental role played by language in education. To be p

5 Things That Will Boost Your Productivity While Studying

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In life, there are two ways to study: the one where you spend 90% of the time rearranging your desk, surfing the internet and reorganising your iTunes collection, and the productive type where you knuckle down to get maximum information bang for your study buck. If you’ve stumbled upon this article, chances are you’re looking for some tips to achieve the latter. If you want to maximise your study time, here are five tips to boost your productivity. image source:  pixabay.com 1. Environment The biggest distraction to studying is your study zone. The key is to find a quiet, conducive space, free from distractions, and get straight to the task at hand. And it doesn't have to be one single space. It's a great idea to spread your study across a number of areas – a park on an appropriate day, then the library or your room on another or your room. Ideally, at least one study zone should be a private space where you can spread out papers, set up your laptop and get to i

The Importance of Reading to Children

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There are many important benefits of reading to children , and encouraging reading in children. Not only does reading spark imagination that will stay with your children for the rest of their life, but reading creates the basis of the learning and academic abilities that will be taken into adulthood. This post with highlight the main benefits of reading, and will also discuss some interesting findings that In The Book found when researching the importance of reading to children. Benefits of Reading to Children Reading is Fun A fantastic quote from Dr Seuss states: “The more that you read, the more things you will know. The more that you learn, the more places you’ll go”. By reading books, your child is almost guaranteed to explore their imagination, learn about emotion, character and morals. Through reading, kids begin to love learning new things. One of the most important things that reading to children introduces is the idea that reading isn’t a task, it is a fun activity

Lamudi Jumpstarts 2019 Series with Housing Fair at TriNoma

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Lamudi is lauded as the number one real estate platform of the Philippines for a reason. The platform sought to prove this point further. In this year’s two-day housing fair, an extensive selection of property offerings was offered. These selections were provided by a few of the country’s biggest industry tycoons: SMDC, The Hauslands, Taft Properties, Amiya Raya, Robinsons Communities, Grand Monaco, BPI Family Housing Loan, Phinma Properties, Ortigas & Company, SandariBatulao, Suntrust, Pag-IBIG Fund, Aspire by Filinvest, Futura by Filinvest and Prestige by Filinvest. Needless to say, the housing fair was successful. Online Real Estate Marketing Seminars It wasn’t just the property selling that made the fair successful. The platform gave emphasis on educating and helping real estate professionals. The willing attendees during the seminar were treated to free online real estate marketing trainings from Lamudi Academy’s learning development coaches.  The Top Online Le